DSCR LOANS-test|Jigsaw Investment Partners, INC

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Non-Owner Occupied – Investor Loans for
Rental Income Qualification (DSCR)

If you’re an investor focused on generating rental income, our Debt Service Coverage Ratio (DSCR) loans offer a streamlined and flexible path to financing. Specifically crafted for non-owner occupied properties, these loans allow you to qualify based on the property’s income potential rather than your personal income, making them ideal for seasoned and first-time investors alike.

Key Benefits of Our DSCR Loan Program:

Flexible Loan-to-Value (LTV) Options: Secure financing up to 80% LTV, giving you higher leverage and greater investment potential without compromising security.
High Loan Amounts Available: Borrow up to $2,000,000 to maximize your real estate investments, with options that accommodate various property types and multi-unit buildings.
No Ratio Requirements: Enjoy flexibility with our No Ratio Options, allowing you to qualify without traditional debt-to-income ratio assessments.
First-Time Investor Friendly: Even if this is your first investment, you’ll find our loan terms accommodating, with specific features tailored for new investors entering the rental property market.
Ownership Options Under LLC: Would you prefer to invest under a limited liability company? We offer the option to close loans under an LLC, helping you maintain your investment structure and potentially limit personal liability.

Ready to Grow Your Investment Portfolio?

Our DSCR loans are designed to help investors like you capitalize on rental income opportunities with less complexity and greater flexibility.

Contact us today to learn more about how our tailored options can fit your financial goals and help you expand your real estate investments.

Gift Funds Accepted: Need help with the down payment? With our Gift Funds Only options, eligible borrowers can use gifted funds, making it easier to enter the investment market or expand your property portfolio.
Interest-Only Payment Flexibility: For enhanced cash flow, select our Interest-Only Payment Options. Pay only the interest during the loan’s initial period, freeing up capital for other investments or expenses.
Simple Qualification on Interest-Only Payments: We offer a unique opportunity to qualify based on interest-only payments, simplifying the process and focusing on the rental income potential.
Extended Term Choices: With 30 and 40-year term options, you have the flexibility to choose the loan duration that best fits your financial goals and long-term investment strategy.
Broad Property Type Eligibility: Whether you’re investing in single units, condos, or multi-unit properties up to 10 units, our DSCR loans can meet your needs.